Spread the cost of your online basket!

Payl8r is a simple payment option that enables you to purchase goods and services online and spread the cost over time period to suit.


You can repay in full within 30 days at 0% interest, or choose an instalment plan to repay on a monthly basis. You can change your instalment plan at any time. Interest rates from 0% - 24% per year Click the Payl8r button at checkout on participating stores and they will approve you within minutes

Will I qualify?

If you have a UK bank account or debit card, you can use Payl8r! student retired employed self-employed benefits Finance is subject to your ability to repay the loan

How It Works

  • Contact Synergy
  • Receive payment link
  • Choose payment plan

Synergy Hair & Beauty is a registered Trading name, Credit Introducer and Appointed Representative of Social Money Ltd t/a Payl8r, a company registered in England under company number 08054296 and is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 675283. registered with the Office of the Information Commissioner reference number 08054296.